BREAKING NEWS!!!!!BREAKING NEWS!!!!!BREAKING NEWS!!!!!BREAKING NEWS!!!!!
SEE LATEST POSTING FURTHER BELOW....DATED MAY 23RD, 2007!!!!!
Ok.....still in limbo...but hopefully something will come about soon in my favor.
The actual appeal was postponed and rescheduled multiple times due to snow....then due to the lawyers actively working on a resolution and other factors. I have not yet officially presented my appeal. (I may not need to if the lawyers can settle the case) I did get my EOB's. I have a 60 day extention of the statute of limitations of the appeal deadline (which would have ended this month)
The Stanford Lawyer and the Insurance Company Lawyers are hacking out the details these last few weeks and hopefully it will be a positive ending. It is not a given...but I do feel optimistic.
Luckily, Stanford's lawyer said that the Insurance Co "DID" verbally agree prior to my surgery with Stanford to have an interum contract in my case and pay benefits of 80/20 ....then after the surgery they only paid as an "out of network" benefit of 60%. In the state of California, a verbal agreement between a provider and an insurance Co. is considered as solid as a written agreement, so they do need to step up to the plate. (they told me that as I had met all my co-pays, I would be covered 100%....well, we know what that meant....thanks very much)
So, I still wait and wonder what the final disposition will be. But, meanwhile a one week hospital stay in July (prior to going to Stanford) at the University Hosp in Cleveland seems to be considered as "out of network" and for that, I did not do any pre-negotiating as I was unaware of the situation altogether. So, I will have a considerable balance to work on locally when I finish the Stanford mess. An Ohio lawyer would be a good be a smart move for that headache. Hmmm....the only given here....is the Insurance Company and the lawyers....they always come out on top!
I think I need a chocolate fix.....
smiles....Diane : )